Terms of Use

Last updated: 28 August 2026

These Terms of Use govern your access to and use of the TermDepositRate.co.nz website (TermDepositRate.co.nz). By using our site, you agree to these terms.

1. General information only

TermDepositRate.co.nz provides general information about New Zealand term deposits, term investments and related savings products. We do not provide financial advice, investment recommendations or any other regulated financial service.

2. Not financial advice

Nothing on this website should be interpreted as a recommendation to buy, sell or hold any investment. You should always read the relevant product disclosure statement and consider seeking advice from a licensed financial adviser before making any investment decision.

3. Accuracy of information

We aim to keep rates, terms and product details accurate and up to date, but we do not guarantee that all information is complete, accurate or current at all times. Rates and terms are subject to change without notice.

4. No liability

To the fullest extent permitted by law, TermDepositRate.co.nz and its operators are not liable for any loss or damage arising from your use of, or reliance on, information contained on this website.

5. Third-party links and issuers

Our website may include information about term deposits offered by third parties. We are not responsible for the products, services, content or privacy practices of any third-party issuer.

6. Partner broker

Enquiries submitted through this website are processed and fulfilled by our partner broker, 287 Capital Pty Ltd. 287 Capital Pty Ltd is a registered Australian private company based in Melbourne (ABN 14 690 496 149), holding an active Australian Financial Services Licence (AFSL No. 700300) issued by the Australian Securities and Investments Commission (ASIC).

7. Intellectual property

All content on this website, including text, graphics, logos and data, is owned by or licensed to TermDepositRate.co.nz and is protected by copyright and other intellectual property laws.

8. Changes to these terms

We may update these Terms of Use from time to time. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

9. Contact us

For questions about these Terms of Use, please contact us at hello@termdepositrate.co.nz.